• Meet Your Needs
  • Features
  • Apply Now

Meet Your Needs

  • Guaranteed return to meet your saving target

  • Short premium payment period

  • Extra protection for your loved ones

  • Product Video

The product information here does not contain the full terms of the policy and the full terms and conditions can be found in the policy document.

Features

  • Guaranteed return

    You can get a guaranteed cash value at the maturity date in the 5th year.

    Return of guaranteed cash value per annum Lump-sum Prepayment 2-year premium payment
    USD currency 3.30% 3.27%
    HKD currency 2.82% 2.80%
  • Choices of policy currency

    You can choose either USD or HKD as policy currency.

  • Premium payment for 2 years only

    Realize short term saving goals with just 2 years' premium payment.

  • Prepayment option available

    You can choose to pay two years' premiums in a lump sum. The prepaid premium will be accumulated at a guaranteed interest rate of 3.6% (for USD) and 3.0% (for HKD) per annum.

  • Easy to apply, no health declaration

    Applying via internet, you don't need to answer any health questions or go through any medical examination. Quick and easy!

  • Death benefit to protect your loved ones

    In the unfortunate event, the beneficiary(ies) will receive a death benefit and refund of advance premium paid (if any) with no charges.

This product is a long term insurance plan underwritten by Well Link Life and is neither a bank deposit nor a bank savings plan.

  • Objectives and nature of the policy
  • Benefit period and premium payment period
  • Important information
  • Major product risks
  • Cooling-off Right

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  • Note:
  • 1.This plan is underwritten by Well Link Life Insurance Company Limited and intended for sale in Hong Kong only.
  • 2.The above content contains general information for reference only and does not form part of the policy. Please refer to the product brochure and Policy Terms and Conditions for details.

For enquiries, please click Contact Us or call our Customer Service Hotline:+852 2830 7500

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