• Meet Your Needs
  • Features
  • Apply Now

Meet Your Needs

  • Guaranteed return to meet your saving target

  • Short premium payment period

  • Extra protection for your loved ones

The product information here does not contain the full terms of the policy and the full terms and conditions can be found in the policy document.

Features

  • Guaranteed return

    You can get a guaranteed cash value at the maturity date in the 8th year.

    Return of guaranteed cash value per annum Lump-sum Prepayment Single Premium 3-year premium payment
    USD policy 3.33% 3.28%
    RMB policy 3.65% 3.60%
    HKD policy 3.09% 3.00%
  • Choices of policy currency

    You can choose either USD, RMB or HKD as policy currency.

  • Premium payment for 3 years only

    You just pay three years' premiums for a guaranteed cash value at the maturity date. In case there is any change of your financial plan while the policy is in-force, you may surrender your policy for its surrender value. You can enjoy both wealth accumulation and flexibility with just one single policy.

  • Option of single premium or 3-year premium payment

    You can select either single premium or three years’premiums for a guaranteed cash value at the maturity date. In case there is any change of your financial plan while the policy is in-force, you may surrender your policy for its surrender value. You can enjoy both wealth accumulation and flexibility with just one single policy.

  • Prepayment option available

    You can choose to pay three years' premiums in a lump sum. The prepaid premium will be accumulated at a guaranteed interest rate of 3.7% (for USD and HKD policies) per annum and 4.0% per annum (for RMB policies).

  • Easy to apply, no health declaration

    Applying via internet, you don't need to answer any health questions or go through any medical examination. Quick and easy!

  • Death benefit to protect your loved ones

    In the unfortunate event, the beneficiary(ies) will receive a death benefit and refund of advance premium paid (if any) with no charges.

This product is a long term insurance plan underwritten by Well Link Life and is neither a bank deposit nor a bank savings plan.

Single Premium 3-year
Premium
Payment

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Guaranteed Return at Maturity HKD 3.09% p.a. 3.00% p.a.
RMB 3.65% p.a. 3.60% p.a.
USD 3.33% p.a. 3.28% p.a.
Product Brochure Product Brochure
Policy Terms and Conditions Policy Terms and Conditions Policy Terms and Conditions
Single Premium

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Guaranteed Return at Maturity HKD 3.09% p.a.
RMB 3.65% p.a.
USD 3.33% p.a.
Product Brochure Product Brochure
Policy Terms and Conditions Policy Terms and Conditions
  • Objectives and nature of the policy
  • Benefit period and premium payment period
  • Important information
  • Major product risks
  • Cooling-off Right
  • Note:
  • 1.This plan is underwritten by Well Link Life Insurance Company Limited and intended for sale in Hong Kong only.
  • 2.The above content contains general information for reference only and does not form part of the policy. Please refer to the product brochure and Policy Terms and Conditions for details.

For enquiries, please click Contact Us or call our Customer Service Hotline:+852 2830 7500

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