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Meet Your Needs

  • Enough protection to the family

  • Affordable premium

  • Subsidize medical expense when diagonalized with critical illnesses or encounter serious accident

  • Product Video

The product information here does not contain the full terms of the policy and the full terms and conditions can be found in the policy document.


  • Financial protection to your loved one

    In unfortunate event of passing away, your loved ones will receive a lump-sum benefit which ensure they are taken care of financially at difficult times.

  • Optional critical illness protection to prepare in advance

    If unfortunately you are diagnosed with any one of the 62 critical illnesses, a lump-sum benefit on non-indemnity basis will be paid to help relieve the huge medical cost burden. You only need to pay a small additional premium.

  • Optional accident protection to complete the safety net

    In any unfortunate event of passing away, dismemberment, major burn or total disability due to accident, a lump-sum benefit will be paid. In addition, we will pay double indemnity under certain conditions. You can make your protection more comprehensive.

  • Easy to apply, no medical exam is required

    Applying via internet, you only need to answer a few health questions. No medical examination is required. Quick and easy!

  • Guaranteed renewal up to age 85

    Well Link Life guarantees that you can renew your policy every year, up to age 85

  • Option to convert to whole life insurance plan

    Before you reach age 60, you can convert the life insurance and critical illness benefit to a whole life insurance plan without requiring any proof of health condition.

  • Benefit Items
  • Important information
  • Major product risks
  • Major exclusions
  • Cooling-off Right


  • Note:
  • 1.This plan is underwritten by Well Link Life Insurance Company Limited and intended for sale in Hong Kong only.
  • 2.This webpage contains general information for reference only. The product information does not contain the full terms of the policy. The benefit coverage and full terms can be found in the policy document. If there is any conflict between the policy document and this webpage, the policy document shall prevail.

For enquiries, please click Contact Us or call our Customer Service Hotline:
+852 2830 7500

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