If you cannot complete your application in one time, you can click "Save and Exit" at the bottom right corner.
Fill in your email address, set your own password and submit to us.
We will send you an email and you can click the hyperlink provided in the email to continue your application within 30 days.

• Life & Health Protection
• Savings
• Annuity

• • 1、Quote Immediately

    Input your date of birth, gender, sum insured or plan level, etc, you will immediately get the premium required.

    

  • 2、Complete Personal Information

    You can start applying after confirmation of the quotation,
    You can only apply for yourself, so just provide your personal information.

    

  • 3、Answer Health Questions

    Answer the health questions accordingly. If you apply the Well SmartPro or Well Protect 108 Refundable Hospital Income Insurance Plan, only a few health questions and no medical examination is required. For Well Protect 108 Refundable Personal Accident Insurance Plan, we even do not require you to declare your health and no medical examination.
    If you have enquiries during the application process, feel free to contact us and we are happy to answer your questions,

    

  • 4、Provide Tax Residency Information (for refundable plan only)

    Declare tax residency in accordance with United States Government’s Foreign Account Tax Compliance Act (“FATCA”) and the Inland Revenue (Amendment) (No. 3) Ordinance 2016 and the subsequent relevant amendment ordinance

    

  • 5、Upload Documents

    Take a photo of or upload your Hong Kong Identity Card
    Take a photo of or upload another official identity document with photo

    

  • 6、Select Payment Method

    You can choose to authorize us to debit your account or use your credit card (Visa, Mastercard or JCB card) for payment of initial premium and levy
    You can also choose to pay future premiums and levy by autopay
    If you choose to pay future premiums through autopay by credit card, the same credit card for initial premium will be used for autopay.

    

  • 7、Submit Application

    Your application will be submitted to us immediately after you confirm your payment,
    We will immediately send an email to you with your application details and future premium reference for your record.

    

  • 8、Assess Application

    In general, assessment will only take 2 working days
    If your application is accepted, you will receive an SMS confirmation. You will also receive an email containing your policy document confirming the policy being effective,
    If we need additional information from you, we will contact you as soon as possible.

    

  • 9、Manage Policy

    After your policy becomes effective, you can register at our online policy service platform and check your policy at any time.
    Before any premium refund and key policy changes will be made, you may be required to visit our office in person and, in case of premium refund via credit card, bring along with proof of your personal credit card for premium payment, for verification.

    

• • 1、Quote Immediately

    Input your date of birth, gender, modal premium and prepayment option
    Immediately know the policy value and projected return rate

    

  • 2、Complete Personal Information

    You can start applying after confirmation of quotation and the benefit illustration
    You can only apply for yourself, so just provide your personal information
    Health declaration is not required

    

  • 3、Provide Tax Residency Information

    Declare tax residency in accordance with United States Government’s Foreign Account Tax Compliance Act (“FATCA”) and the Inland Revenue (Amendment) (No. 3) Ordinance 2016 and the subsequent relevant amendment ordinance

    

  • 4、Upload Documents

    Take a photo of or upload your Hong Kong Identity Card
    Take a photo of or upload another official identity document with photo

    

  • 5、Select Payment Method

    Various payment methods are available: either by cheque, bank account transfer or direct debit from your account
    You can choose to pay all the premium at one time by selecting prepayment option

    

  • 6、Submit Application

    Once you submit the application, we will send you an email with your application details and the benefit illustration for your record
    Please submit your payment with proof within 7 days

    

  • 7、Assess Application

    In general, assessment will only take 2 working days,
    If the payment is received and your application is accepted, you will receive an SMS confirmation. You will also receive an email containing your policy document confirming the policy being effective,
    If we need additional information from you, we will contact you as soon as possible.

    

  • 8、Manage Policy

    After your policy becomes effective, you can register at our online policy service platform and check your policy at any time.
    Before any premium refund and key policy changes will be made, you may be required to visit our office in person.

    

• • 1、Quote Immediately

    Input your date of birth, gender, policy currency, modal premium/expected monthly annuity and prepayment option
    Input your date of birth, gender, policy currency, modal premium/expected monthly annuity and prepayment option
    Input your date of birth, gender, policy currency, modal premium/expected monthly annuity and prepayment option
    Immediately know the policy value and projected return rate

    

  • 2、Upfront Disclosure

    You should read each disclosure relating to the product and regulations carefully
    Check the box after you read and understand the disclosure
    If you do not agree, you can choose not to start the application

    

  • 3、Complete Personal Information

    You can start applying after confirmation of quotation and the benefit illustration
    You can only apply for yourself, so just provide your personal information
    Health declaration is not required

    

  • 4、 Provide Tax Residency Information

    Declare tax residency in accordance with United States Government’s Foreign Account Tax Compliance Act (“FATCA”) and the Inland Revenue (Amendment) (No. 3) Ordinance 2016 and the subsequent relevant amendment ordinance

    

  • 5、Upload Documents

    Take a photo of or upload your Hong Kong Identity Card
    Take a selfie (for mobile device) or take a photo of or upload another official identity document with photo

    

  • 6、Select Payment Method

    Various payment methods are available: either by cheque, bank account transfer or direct debit from your account
    You can choose to pay all the premium at one time by selecting prepayment option

    

  • 7、Submit Application

    Once you submit the application, we will send you an email with your application details and the benefit illustration for your record
    If you choose to pay by cheque or account transfer, please submit your payment with proof within 7 days

    

  • 8、Assess Application

    In general, assessment will only take 2 working days,
    If the payment is received and your application is accepted, you will receive an SMS confirmation. You will also receive an email containing your policy document confirming the policy being effective,
    If we need additional information from you, we will contact you as soon as possible.

    

  • 9、Manage Policy

    After your policy becomes effective, you can register at our online policy service platform and check your policy at any time.
    Before any premium refund and key policy changes will be made, you may be required to visit our office in person.