Looking for a plan that suits you?
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Life
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Health
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Savings
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Annuity
Well SmartPro
Life Protection
Financial protection for your beloved family, allow you to pursue your goal without worries
Additional coverage of 62 critical illnesses (benefit on non-indemnity basis)
Optional accident benefit
Convertibility to permanent insurance plan
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Well Protect 108 Refundable Personal Accident Insurance Plan
10-Year personal accident benefit and 108% Premium Refund
8-Year premium payment only
Accidental death benefit, Accidental disability and dismemberment benefit with double indemnity for extra protection
Hospital income to ease your financial burden in case of hospital confinement due to accident
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Well Protect Voluntary Health Insurance Scheme
Health Protection
Covers medical expense for hassle free recovery
Reimburses hospitalization and medical expenses
Enjoy tax deduction
Guaranteed renewability up to age 100
Maximum annual benefit limit is HKD1,200,000.
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Well Protect 108 Refundable Hospital Income Insurance Plan
10-year hospital income and 108% premium refund
8-year premium payment only
Intensive care benefit for extra protection
A death benefit to better protect your loved ones
Additional accidental death benefit
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Well Save 3-Year Endowment Pro
Return of guaranteed cash value at maturity is up to 3.07% per annum (applicable to RMB-denominated policies)
Policy currency selection of USD, RMB or HKD
Guaranteed return and you can fully withdraw the fund at any time without charges
Protection on death and accidental death, terminal illness (benefit on an non-indemnity basis) and accident
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Well Save 5-Year Endowment Pro
Return of guaranteed cash value at maturity is up to 3.51% per annum (applicable to RMB-denominated policies)
Policy currency selection of USD, RMB or HKD
Protection on 62 critical illnesses (benefit on an non-indemnity basis), death and accidental death
Hassle-free application without medical examination
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Well Enjoy Deferred Annuity Plan (Supreme)
Guaranteed regular annuity for 20 years
Guartion of 10 years
Guaranteed regular annuity for selection of 10 or 20 years
Choices of USD, HKD and RMB currencies
Five-year premium payment only
Option for premium prepayment
Tax deduction for premium paid
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Application Tips
If you cannot complete your application in one time, you can click "Save and Exit" at the bottom right corner.
Fill in your email address, set your own password and submit to us.
We will send you an email and you can click the hyperlink provided in the email to continue your application within 30 days.
- Life & Health Protection
- Savings
- Annuity
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1、Quote Immediately
Input your date of birth, gender, sum insured or plan level, etc, you will immediately get the premium required.
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2、Complete Personal Information
You can start applying after confirmation of the quotation,
You can only apply for yourself, so just provide your personal information.
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3、Answer Health Questions
Answer the health questions accordingly. If you apply the Well SmartPro or Well Protect 108 Refundable Hospital Income Insurance
Plan, only a few health questions and no medical examination is required. For Well Protect 108 Refundable Personal Accident Insurance Plan, we even do not require you to declare your health and no medical examination.
If you have enquiries during the application process, feel free to contact us and we are happy to answer your questions,
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4、Provide Tax Residency Information (for refundable plan only)
Declare tax residency in accordance with United States Government’s Foreign Account Tax Compliance Act (“FATCA”) and the Inland Revenue (Amendment) (No. 3) Ordinance 2016 and the subsequent relevant amendment ordinance
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5、Upload Documents
Take a photo of or upload your Hong Kong Identity Card
Take a photo of or upload another official identity document with photo
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6、Select Payment Method
You can choose to authorize us to debit your account or use your credit card (Visa, Mastercard
or JCB card) for payment of initial premium and levy
You can also choose to pay future premiums and levy by autopay
If you choose to pay future premiums through autopay by credit card, the same credit card for initial premium will be used for autopay.
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7、Submit Application
Your application will be submitted to us immediately after you confirm your payment,
We will immediately send an email to you with your application details and future premium reference for your record.
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8、Assess Application
In general, assessment will only take 2 working days
If your application is accepted, you will receive an SMS confirmation. You will also receive an email containing your policy document confirming the policy being effective,
If we need additional information from you, we will contact you as soon as possible.
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9、Manage Policy
After your policy becomes effective, you can register at our online policy service platform and check your policy at any time.
Before any premium refund and key policy changes will be made, you may be required to visit our office in person and, in case of premium refund via credit card, bring along with proof of your personal credit card for premium payment, for verification.
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1、Quote Immediately
Input your date of birth, gender, modal premium and prepayment option
Immediately know the policy value and projected return rate
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2、Complete Personal Information
You can start applying after confirmation of quotation and the benefit illustration
You can only apply for yourself, so just provide your personal information
Health declaration is not required
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3、Provide Tax Residency Information
Declare tax residency in accordance with United States Government’s Foreign Account Tax Compliance Act (“FATCA”) and the Inland Revenue (Amendment) (No. 3) Ordinance 2016 and the subsequent relevant amendment ordinance
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4、Upload Documents
Take a photo of or upload your Hong Kong Identity Card
Take a photo of or upload another official identity document with photo
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5、Select Payment Method
Various payment methods are available: either by cheque, bank account transfer or direct debit from your account
You can choose to pay all the premium at one time by selecting prepayment option
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6、Submit Application
Once you submit the application, we will send you an email with your application details and the benefit illustration for your record
Please submit your payment with proof within 7 days
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7、Assess Application
In general, assessment will only take 2 working days,
If the payment is received and your application is accepted, you will receive an SMS confirmation. You will also receive an email containing your policy document confirming the policy being effective,
If we need additional information from you, we will contact you as soon as possible.
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8、Manage Policy
After your policy becomes effective, you can register at our online policy service platform and check your policy at any time.
Before any premium refund and key policy changes will be made, you may be required to visit our office in person.
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1、Quote Immediately
Input your date of birth, gender, policy currency, modal premium/expected monthly annuity and prepayment option
Input your date of birth, gender, policy currency, modal premium/expected monthly annuity and prepayment option
Input your date of birth, gender, policy currency, modal premium/expected monthly annuity and prepayment option
Immediately know the policy value and projected return rate
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2、Upfront Disclosure
You should read each disclosure relating to the product and regulations carefully
Check the box after you read and understand the disclosure
If you do not agree, you can choose not to start the application
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3、Complete Personal Information
You can start applying after confirmation of quotation and the benefit illustration
You can only apply for yourself, so just provide your personal information
Health declaration is not required
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4、 Provide Tax Residency Information
Declare tax residency in accordance with United States Government’s Foreign Account Tax Compliance Act (“FATCA”) and the Inland Revenue (Amendment) (No. 3) Ordinance 2016 and the subsequent relevant amendment ordinance
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5、Upload Documents
Take a photo of or upload your Hong Kong Identity Card
Take a selfie (for mobile device) or take a photo of or upload another official identity document with photo
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6、Select Payment Method
Various payment methods are available: either by cheque, bank account transfer or direct debit from your account
You can choose to pay all the premium at one time by selecting prepayment option
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7、Submit Application
Once you submit the application, we will send you an email with your application details and the benefit illustration for your record
If you choose to pay by cheque or account transfer, please submit your payment with proof within 7 days
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8、Assess Application
In general, assessment will only take 2 working days,
If the payment is received and your application is accepted, you will receive an SMS confirmation. You will also receive an email containing your policy document confirming the policy being effective,
If we need additional information from you, we will contact you as soon as possible.
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9、Manage Policy
After your policy becomes effective, you can register at our online policy service platform and check your policy at any time.
Before any premium refund and key policy changes will be made, you may be required to visit our office in person.
Contact Us
Our office hours are:
Monday - Friday: 9:00am - 6:00pm
Saturday, Sunday & Public Holiday: Closed
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Call our Customer Service Hotline:
+852 2830 7500
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By email to:
lifeservice@wli.com.hk
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leave us a message:
During office hours, Click here you can directly contact our customer service team during office hours while using mobile phone or leave your contact information
You may leave us a voice message or an email, we will contact you within 1 working day.