Meet Your Needs
Adequate protection to your loved one
One-off single premium only
Affordable Premium
The product information here does not contain the full terms of the policy and the full terms and conditions can be found in the policy document.
Features
Financial protection to your loved one
If the life insured passes away unfortunately, the beneficiary will receive a lump-sum death benefit equivalent to 100% of the sum insured.
Coverage period up to 20 years
You can enjoy a maximum of 20-year coverage with single premium. Enjoy a worry-free future.
Convertibility to permanent insurance plan
You may extend your protection by converting all or part of the sum insured to a permanent life insurance plan without evidence of insurability at any time before the life insured’s 60th birthday.
Benefit Items
Equivalent to sum insured at time of life insured's death
Benefit Term and Premium Payment Term
10 - 20 years
Single Premium
Important information
The Plan is a pure life protection and non-participating insurance product and does not entitle the policyowner to participate in the profits or surplus of the Company. The Plan provides life protection throughout the policy period.
No surrender value shall be allowed on the termination of this policy.
Major product risks
Any premiums you paid would become part of our assets and so you will be exposed to our credit risk. Our financial strength may affect our ability to meet the ongoing obligations under the insurance policy.
It is borne by policyowners. If the Plan you choose is denominated in currencies other than local currency, or, if you choose to pay premium or receive benefit (including surrender or death benefits) in currencies other than the policy currency(ies), the actual amount paid or received by you will be subject to change according to the prevailing exchange rate to be determined by the Company from time to time between the policy currency and the local / payment currencies. The fluctuation in exchange rates may have impact on the amount of payments including but not limited to premium payments, levy payments and benefit payments.
Please note that the cost of living in the future is likely to be higher than it is today due to inflation. Hence, the insurance coverage planned today may not be sufficient to meet your future needs.
Cooling-off Right
This right allows you to cancel this policy, obtain a refund of any premiums paid within the Cooling-off Period. The cancellation notice must be signed by you and received directly by us at our office address within 21 calendar days immediately after the earlier of the day of delivery of (i) the policy or (ii) the Cooling-off Notice to you. The Cooling-off Notice is a notice to be sent to you by us notifying you of the Cooling-off Period around the time of policy delivery.
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For enquiries, please click Contact Us or call our Customer Service Hotline: + 852 2830 7500
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